Chamri Bank
Designing the user journey and visual system for the charity feature in a mobile banking app.
  • Idea & problem
    Modern users expect financial services to offer not only convenience and transparency but also the opportunity to make a positive social impact. My goal was to create a meaningful banking experience where charity becomes a natural part of everyday financial habits. Every transfer, purchase, and saving action can contribute to social initiatives — easily, transparently, and with just a single click.
  • Project goals
    Create a seamless donation experience integrated into the main banking flows, so users can easily support social causes and monitor their impact.
Low-fidelity wireframes
Design Process
Discover
User research
Product audit
interview
Define
Problem definition
Product hypothesis
User persona
Develop
Userflow
Mind Map
CJM
Brainstorming
Prototype
Ui design
Interactive prototype ‭→
Usability testing
01. User Research & UX Experiments
User Journey
Tested various donation flow options:
  • instant fixed-amount donations vs. setting up recurring contributions.
  • Introduced a gamified system of achievements and rewards to encourage continued participation.
  • Experimented with feedback formats — thank-you screens and messages highlighting the social impact of each donation.
  • Onboarding experiments: A/B-tested a guided step-by-step tutorial with hints vs. a minimalist onboarding flow.

Main Navigation
  • Explored different layouts for the main screen: a card-based interface focusing on visual charity stories vs. a list view of available initiatives.
  • Tested alternative ways to present donation history: a visual analytics dashboard with graphs and category breakdowns vs. a traditional transaction list with short descriptions.

Charity as a Unique Feature
  • Explored different donation mechanisms: rounding up payments, automatically donating a percentage of cashback, and setting up recurring subscriptions.
  • Compared progress display formats: a collective counter showing all users’ donations vs. personal contribution statistics.
  • Tested notification styles: immediate “Thank you for supporting this cause” messages vs. weekly summaries of total contributions.

Notifications & Feedback
  • Designed push notifications: instant (after each transaction) and grouped (weekly and beyond).
  • Tone of messages: neutral vs. emotionally driven (“You helped children get new books”).

Work process

  • Business goal: Increase revenue through cross-selling
    One of our key hypotheses was that if users unlock access to special financial products (e.g., higher cashback or bonus-linked savings accounts) after reaching a certain donation threshold, they would be more likely to engage with additional services.
02. Product Hypotheses & Business Outcomes
  • Loyalty and Retention:
Hypothesis: If users can see transparent reports showing how their donations directly support specific projects, they will return to the app more often and continue using it as their primary bank. Business goal: Increase user retention and extend customer lifetime value (LTV).

  • Brand Perception and Advocacy
Hypothesis: If marketing communications highlight the bank’s social mission, customers will be more likely to recommend the product to friends and colleagues. Business goal: Drive organic app installs through referrals.

  • Partnerships with Charities and Businesses
Hypothesis: By integrating a catalog of charities and donation projects into the app, the bank can attract partners willing to pay for promoting their initiatives within the banking ecosystem. Business goal: Create a new revenue stream through B2B partnerships.
Forming the structure of screens
03. Charity Feature Testing
In the first stage of the design process, the focus was on integrating all key system components to test end-to-end functionality and identify “bottlenecks” — areas where the user journey was interrupted or included unnecessary steps (registration, identity verification, transfers, and payments). Special attention was given to the charity system: features for rounding payments in favor of funds, setting up recurring donations, and viewing reports in the transaction history.
Test scenarios included:
  • Making a payment with the option to round up the amount for a charitable fund;
  • Setting up a recurring donation (e.g., 1% of all card expenses);
  • Viewing a report of donations in the transaction history;
  • Receiving a “Thank you for your contribution” notification after completing a transaction.
Donation Flow Screens
04. Design system
Developed a design system from scratch for a mobile application, establishing a unified visual style and interface logic.
The system was built based on Human Interface Guidelines and included:
— a library of UI components,
— typography and color palette,
— rules for responsiveness and interactive states.
In Figma, a structured component library was created using Auto Layout, simplifying interface maintenance and product scaling. Implementing the design system standardized the product’s visual language and improved the consistency of the user experience.
Design system
UX/UI Refinements
After analysis, I revised the following user interaction scenarios:
Refining and improving notifications:
  1. Configuring push notifications for transactions, account status, and new offers.
  2. Determining the optimal number of notifications to avoid overwhelming the user.
More flexible data input:
  1. Allowing users to easily edit contact information, addresses, and account details.
  2. Enabling the addition of supplementary materials (e.g., uploading documents or photos for identity verification or transaction confirmation).
05. UI Design result
The charity feature in the mobile banking app allows users to make contributions easily and transparently, turning the donation process into a simple and meaningful experience. An integrated brand ecosystem — including push notifications, donation reports, and feedback collection — along with a unified design system ensures consistency across all touchpoints and enables seamless expansion of charity services in the future.